Fraud Watch Plus

You may not know it, but you have round-the-clock protection against the increasingly savvy perpetrators of card fraud. That’s
because the cards we issue are protected by FraudWatch®PLUS. Through an important partner of ours, we provide
 industry leading technology, tools and the expertise to manage fraud. Experienced fraud analysts workaround the clock, watching
for any suspicious card activity and will contact you immediately if they detect potential fraud on your card. So if you ever get a call from
“Fraud Prevention Services” know that they are doing their job to prevent potential fraudulent use of your card. Fraud is serious
business, and can hit anytime. That is why we are working to detect and prevent fraud from happening to you.

• Guard your accounts, credit and debit cards.
  
  Do not carry an unsigned card.
  
  Do not carry your personal identification number (PIN) with your card, or give out your PIN.
  
  Do not let your card out of your sight when making purchases in a store or restaurant.
  
  Do not accept a check for more than the amount of an item you are selling, refund the difference, or wire money back to the
  purchaser.
  
  Do not place unshredded mail offers for credit cards and home loans in the trash.
  
  Protect the privacy of your transaction.
  
  Do not let anyone see you enter your password while you are standing at the ATM.
  
  Do not leave your receipt on the scene, even in the trash.
  
  Do not continue with your transaction if you notice something strange about the ATM. Notify your financial institution.
  
  Take care when online
  
  Do not use a password that could be easily guessed, such as your children’s names, your address or phone number.
  
  Do not reply to emails or pop-up messages that ask for personal or financial information, or suggest financial gain
  or lottery winnings.
  
  Do not follow a link from an email. If you wish to check the validity of your website, type in the site name.
  
  Do not send personal or financial information in an email or email attachment.
  
  Do not open attachments or download files unless you are confident of the source.
  
  Report fraud ASAP
  
  Stay on top of your accounts.
  
  Keep track of your balance and account activity on a regular basis.
  
  If you think you have been a victim of theft or fraud, act quickly to contact your financial institution and/or credit card company
   to alert them.
  
  Contact the three major credit bureaus to request that a fraud alert be placed on your credit report.