Savings Overdraft Protection

Setup a Sweep Account today to protect yourself from overdrafts. Click "HERE" to download and print the Sweep Account form or come in today
to any of our branches and fill one out!

Overdraft Protection

With our busy lives, it’s easy to make mistakes such as forgetting to deposit a check, make a transfer, or deduct your last debit charge from your
balance. A simple error or balance miscalculation can lead to an unexpected shortage of funds. Newport Federal Bank may have the solution you’re
looking for with our Overdraft Privilege program. Overdraft Privilege is not a line of credit. However, if you inadvertently overdraw your account,
 we will have the discretion to pay the overdraft, subject to your Overdraft Privilege.

Please click “HERE” for the complete Discretionary Overdraft Privilege Disclosure.

Newport Federal Bank will not pay overdrafts for ATM or everyday debit card transactions unless you have given your consent by opting in to the
payment of these overdrafts.

Please click "HERE" for more information about opting in to extend your Overdraft Privilege coverage.

Brochures 

Federal Reserve Board Overdraft Brochure
Newport Federal Bank Overdraft Brochure